The Ultimate 5 at Moonwin Casino: wins up to NZ$500,000
Pragmatic Play's high-volatility Hold and Spin slot with Free Spins and Money Collect rounds. RTP 96.50%. Wins come bigger and less often.
Big wins on a 5x3 grid with hold and spin
The Ultimate 5 grid and jackpots. Reels land animal symbols across a 5-reel grid over 3 rows, built on 20 fixed paylines that run left to right. Released in 2022 by Pragmatic Play, this game combines a lion, cheetah, elephant and rhinoceros theme with money fireball symbols that appear on the middle three reels. A fixed jackpot panel stays visible throughout play, showing prize tiers from 25x to 500x your bet. Wins come less often here but land bigger when they do.
What your budget needs to handle. This slot suits players with a bankroll for longer sessions without payouts, since high volatility means extended dry spins between wins. Bet sizes range from NZ$0.20 to NZ$100, so you can stake at your comfort level. The hold and spin bonus and free spins mode offer the chance for substantial payouts, making it appealing if you chase bigger multipliers. New players may find the wait between bonuses demanding.
Hold and Spin Super Boost mechanics. Hold and Spin Super Boost shapes most rounds: when 3 or more money fireballs land in the base game, non-money symbols fade and you get 3 respins. Each new fireball resets your respins and links with nearby fireballs to climb value tiers. Land money on all 15 grid positions and every symbol upgrades to the top tier, with a maximum win cap of 5000x applied. This mode drives the game's biggest payouts.
Read moreWhat you're betting on
Understand the RTP, volatility, grid and win caps before your first spin.
Pragmatic Play
NZ$500 000
How wins happen on your spin
Understand what happens each time you spin from the moment you set your stake
How much do the animals and scatters pay
All payouts shown are in NZ dollars at a NZ$0.40 bet. Matching more symbols on a payline rewards you with higher payouts.
The top animals
Free Spins scatter3+ NZ$2 · 5+ NZ$20
Lion3+ NZ$1 · 5+ NZ$8
Wild3+ NZ$1 · 5+ NZ$8Other symbols
Cheetah3+ NZ$0.80 · 5+ NZ$5
Elephant3+ NZ$0.60 · 5+ NZ$4
Rhinoceros3+ NZ$0.50 · 5+ NZ$2Unlocking bonus rounds in The Ultimate 5
Scatters unlock your bonus round. Three to five scatter symbols award 8, 10, or 12 free spins in a night sky setting. Random level-ups progressively remove lower-paying symbols, starting with 10s. Each level-up guarantees a wild symbol. The scatter overlay adds 2, 4, 6, or 8 extra spins.
How money symbols upgrade to bigger wins. Three or more money symbols in base game lock in place with three respins. Non-money symbols fade away. Each new money symbol resets your spins. Adjacent money symbols link and upgrade to higher value tiers. A full board upgrades all money symbols to the top tier.
Watch the jackpot panel during every spin. Five reels and three rows spin across 20 fixed paylines, left to right from reel one. Money fireballs appear on reels two, three, and four. A fixed jackpot panel shows five prize tiers: MEGA at 500 times your stake, MAXI at 100 times, MAJOR at 75 times, MINOR at 50 times, and MINI at 25 times.
The Ultimate 5 keeps its biggest moments to itself
When the bonus arrives. When the Hold and Spin Super Boost or Free Spins arrive depends entirely on the reels. You might see them after three spins or after three hundred. The bonus round is never guaranteed in any session.
Expected value differs from your outcome. Two players betting the same amount and spinning the same number of times will walk away with different results. The RTP of 96.50% describes long-term patterns across thousands of players, not what happens in your session today.
The maximum is a rare ceiling. The maximum win of NZ$500,000 at the highest bet exists on the paytable, but reaching it requires a combination so rare that most players never see it. The ceiling is real; hitting it is not something you can plan on.
The Ultimate 5 free mode
Load The Ultimate 5 without betting your own money. Spin the reels, trigger bonuses and see how the Hold and Spin Super Boost works. No wins are credited to your account.
Play demoStaking real cash at Moonwin
Set your stake and play The Ultimate 5 at Moonwin Casino. Every spin uses your funds. Wins land in your account and you can withdraw them if you meet the conditions that apply to them.
Play for realAverage return per 100 staked
RTP is the average amount returned to players over millions of spins. The 96.50% figure below applies to the standard game with no features bought. This is a long-run average; any single session can differ widely.
RTP 96.50% · Standard game
What you need to know about The Ultimate 5
Straight answers about how The Ultimate 5 works and what to expect.
What happens when volatility is high on The Ultimate 5?+
When do the free spins trigger in The Ultimate 5?+
What if I want to know The Ultimate 5 RTP before playing?+
How large can a single win get on The Ultimate 5?+
What happens when you choose your bet size on The Ultimate 5?+
Before you play: set your boundaries
Set your spend and hold it. Decide how much you can afford to lose on The Ultimate 5 before your first spin. Stick to that amount and never chase losses by raising your bets or adding more funds.
Decide your exit in advance. Choose a stopping point before you play, and honour it after a win just as you would after a loss. Walk away when you reach that point, whatever the reels show next.
Can account limits help you? Moonwin Casino lets you set deposit limits and loss limits on your account. Use them to control how much you spend and lose on The Ultimate 5 each session or week.
What happens when it's no longer fun? If The Ultimate 5 stops feeling fun or you find yourself playing longer than planned, take a break. You can use session reminders, cooling-off periods or self-exclusion through Moonwin Casino or organisations like Gambling Helpline New Zealand.